Your Trusted Partner in Financial Solutions
At Next Step Financial LLC, we understand the unique challenges and opportunities in the commercial real estate market. As a private lender, we specialize in providing short-term loans for commercial real estate acquisitions. Our mission is to offer flexible and efficient financing solutions to help you seize investment opportunities and achieve your goals.
we are committed to providing exceptional service and reliable financial solutions to help you achieve your commercial real estate goals. Let us be your partner in success.
Streamlined Loan Process
Our efficient loan process offers brokers industry-leading turnaround times, keeping you ahead of the competition.
Proactive Approach and Expertise
Our Account Executives bring a proactive approach and expertise to every situation, ensuring you receive the best solutions for your borrower.
Adaptable Underwriting
Our flexible underwriting provides
solutions to out-of-the-ordinary borrowers, helping them get the
financing they need when others have said no.
The diversity of our program portfolio
Non-QM Loans
DSCR (Debt Service Coverage Ratio)12/24 Month Bank Statement1Y + 2Y P&L (Profit and Loss)1Y or 2Y Full Doc Non-QM1099 Income VerificationWVOE (Written Verification of Employment)Asset UtilizationForeign Nationals DSCRForeign Nationals Full DocPrime Jumbo
FHA Loans
FHA High BalanceFHA Streamline RefinanceFHA Standard
Conventional Loans
Conventional High BalanceConventional Standard
Refinance Programs
Freddie Mac Refi PossibleFannie Mae RefiNowFreddie Mac Home PossibleFannie Mae HomeReady
Additional Loan Options
Second Mortgage Hard Money Loans ITIN Loans (Individual Taxpayer Identification Number)